Payday Loans Up To £1000

Smiley faceApplication To Cash in 10 Minutes*
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Representative APR Example: Borrow: £300 for 90 days Interest: £144.06 Total to repay: £444.06 Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1081% APR.

Why Choose Payday Loan Shop?

For almost a decade Payday Loan Shop has helped thousands of people across the U.K. quickly obtain short term loans needed for urgent financial difficulties. This extra help has been used for auto repairs, medical expenses and a countless number of other unexpected financial difficulties. Apply today and see how easy the process is.

Why Choose Payday Loan Shop?

For almost a decade Payday Loan Shop has helped thousands of people obtain short term loans needed for urgent financial difficulties.

We accept applications 7 days per week and even on holidays and weekends

No Obligation
Loan Quote Decision
in 2 Minutes

Loan Funds can
be in your bank
in 10 Minutes*

Loans are processed
24 Hours a Day
7 Days a Week

Safe, Secure, Hassle Free, payday loans from over 40 UK lenders.

Let us do the hard work for you. Simply fill in our short application form and we’ll send your details securely to some of the best payday loan lenders within the UK. We have all the top names on our panel of over 40 lenders, like Wonga, QuickQuid, Payday UK, KwikCash, Payday Express and many more. It’s safe and simple. One application is all it takes to find the best loan option for you!

Common Questions

These are the most commonly asked questions about our loan service:

What is a payday loan? A payday loan is a loan that’s intended to cover a borrower’s expenses until his or her next scheduled payday. The lender usually charges a fixed fee per £100 borrowed and the loan is made until your next payday, regardless of when you apply.

How do I apply for a loan? You can apply 24 hours a day 7 days a week. Many of our lenders also work 7 days a week and can even deposit funds in your account at the weekend. Complete our quick and easy online form and just click ‘Submit’. It should only take a few minutes. If you are approved you will be transferred to the lender’s website to complete the process. Your lender may ask some additional questions not captured on our application form. You then sign your loan agreement online and receive your loan from your lender.

How do I pay back my loan? Your repayment will usually be taken in full via direct debit on your next payday by the lender you choose to take your loan with. You do not usually have to do anything as it is an automatic process.

Is the service provided by really free?
Absolutely! We DO NOT charge our customers a fee for our service. No one from, or any financial partner relations; including lenders; will ever contact you by any means and request you to send money to them or buy products from them in advance of receiving your loan funds. receives a commission from the lender that you are matched with.

What about credit checks? When you submit your completed application you consent for our lenders to run a credit check,h owever, many of our lenders will consider applicants with credit that is less than perfect.

Who may apply for a loan? Anyone over 18 years of age, living in the UK (England, Scotland, Wales and Northern Ireland) who is employed and receiving a regular salary paid into a valid bank account that accepts direct debits.


Loans are subject to status and satisfactory affordability checks. Over 18’s only. Default charges apply if you do not repay on time. Short term loans are not suitable for longer term borrowing needs.

* Cash Paid in Minutes – Approved cash funds can be paid to your account in as little as 10 minutes subject to final checks, deposits and clearing times. This is subject to you fully accepting any loan offer made to you, completing all relevant online agreements and submitting your repayment method.The estimated time we show on our introduction processing page shows a total time of 15 minutes allowing for the completion of our process. Our bespoke loan search technology will match you with the lowest APR available for your personal circumstances. A loan offer can be generated after completing our online process in 60 seconds on average.